What to do if you are hit by a car
In modern society, traffic accidents happen from time to time, and it is important to know the correct way to deal with a car after being hit by a car. The following is a compilation of content related to traffic accident handling that has been hot topics on the Internet in the past 10 days. It combines legal, medical and insurance knowledge points to provide you with a detailed response guide.
1. Accident scene handling process
| steps | Specific operations | Things to note |
|---|---|---|
| 1. Ensure safety | Immediately turn on the double flashing lights and place the triangle warning sign | Warning distance on urban roads ≥50 meters, highways ≥150 meters |
| 2. Assistance to the wounded | Dial 120 emergency number | Non-professionals should not move the injured casually |
| 3.Alarm handling | Dial 122 traffic accident alarm number | It is necessary to describe the location of the accident, casualties, and vehicle information. |
| 4. Evidence collection | Take photos of the scene (including license plate, damaged parts, road signs) | Shoot at least 5 angles and keep the original files |
2. Key data for insurance claims
| insurance type | Compensation scope | Application time limit |
|---|---|---|
| Compulsory traffic insurance | The medical expense limit is 18,000 yuan, and the death and disability limit is 180,000 yuan. | Report the accident within 48 hours after the accident |
| Commercial third party insurance | Compensation exceeding the compulsory traffic insurance will be paid according to the proportion of liability. | Application must be made within the time limit specified in the insurance contract |
| Accident medical insurance | Covers hospitalization and outpatient treatment | There is usually a 180-day statute of limitations for claims |
3. Key points of medical treatment
According to recent statistics from the trauma department of a tertiary hospital, among the injured in traffic accidents:
| Injury type | Proportion | Golden treatment time |
|---|---|---|
| fracture | 42% | Best processed within 6 hours |
| soft tissue injury | 35% | Apply ice within 24 hours |
| concussion | 15% | Requires close observation for 72 hours |
4. Matters needing attention in legal rights protection
According to the latest revisions to the Road Traffic Safety Law:
| Responsibility determination | legal consequences | statute of limitations |
|---|---|---|
| Fully responsible party | Bear full compensation + possible criminal liability | The statute of limitations for personal injury lawsuits is 3 years |
| Responsible party | Bear 70-90% liability for compensation | The statute of limitations for property damage lawsuits is 2 years |
| equal responsibility | Each bears 50% of the loss | Starting from the time when you know that your rights have been infringed |
5. Follow-up suggestions
1.Injury tracking: Even if there are no obvious symptoms at the time, a comprehensive examination such as CT should be performed. Some internal injuries have delayed manifestations.
2.Compensation Negotiation: It is recommended to participate in mediation through the traffic police department or professional lawyers. Private settlement agreements may lack legal effect.
3.psychological intervention: If symptoms such as anxiety and insomnia occur after the accident, you should seek help from a psychologist in time. This part of the treatment costs can be included in the scope of compensation.
4.vehicle handling: Repairs must be made after the insurance company determines the damage. Unauthorized repairs may result in the inability to settle claims.
Recent hot cases show that about 27% of traffic accident disputes stem from incomplete evidence preservation or improper handling procedures. Mastering the correct response methods can not only protect your own rights and interests, but also effectively promote the proper resolution of accidents. It is recommended that drivers and pedestrians should regularly understand the latest traffic regulations and emergency response knowledge to prevent problems before they occur.
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